A good credit score is paramount in helping you get loans and rent a home, but you should not panic if you have bad credit and need to move. The lack of a credit score or a low credit rating is not an indication of irresponsibility or inability to rent an apartment. Some landlords are willing to take a risk on people with bad credit, which makes it possible to find apartments no credit checks near me that accept tenants with bad credit.
Anyone can rent apartments that do not check credit near me as long as you can show proof of income. If it is your first time looking for an apartment with no or bad credit, you will find the process straightforward.
However, you will need to know what to do and what to look for when you are looking for no credit check apartments for rent near me. This article uncovers the best ways you can find apartments with no credit checks near me and some of the best apartments with no credit checks near me.
Proven Ways You Can Find No Credit Check Apartments For Rent
1. Look at online listings
Almost every landlord is listing vacant apartments for rent on major online listing sites. The main challenge you will experience when you are looking for no credit check apartments for rent near me is the large selection of available apartments.
Luckily, the leading property websites have a friendly user interface that enables you to sort the available options according to your needs. You only need to include no credit check on your search words to find listed properties that do not require a credit check.
2. Ask a real estate agent
Talking to the most informed people in the community can help you find special deals. Real estate agents help landlords find tenants for their vacant homes and they are likely to have more information about vacant apartments. The real estate agents can help you find properties in the neighborhood that do not need a credit check.
They are also likely to know landlords willing to compromise on the credit score to ensure their homes get tenants. However, you must be truthful to the realtor as the information you give will help determine the best apartment for your needs.
3. Consider landlord managed apartments
Landlords are interested in filling the vacant apartments in their properties and may be willing to forego the long procedure if you can convince them that you are a good tenant. Every unoccupied apartment is a financial burden to a landlord due to mortgage, utilities, and property taxes.
The property owner may be willing to relax the credit check rules for you to alleviate the financial burden, especially if the room has stayed unoccupied for some time or the building has several vacant apartments. The property managers on other hand earn a commission and do not have any financial burden with an unoccupied building, which means they may not be willing to take a risk on an applicant without a credit history.
4. Show proof of income
The reason property managers conduct a credit check is to help determine your likeliness to default in payments. The landlord may be willing to forego a credit check if you can show proof of income as evidence that you can afford the rent payments in the foreseeable future. An income that is two or three times larger than the monthly rent will capture the attention of the landlord.
5. Offer to pay more upfront
People with significant savings can avoid a credit check by offering to pay more at the outset. Choosing to pay an additional month of rent or place a larger bond can help show the landlord that you are financially capable and you are serious about renting a property.
6. Seek the assistance of a co-signer
The easiest solution to a credit check apartment rent is asking a family member, a friend, or a parent to co-sign for you on your lease. The co-signer should have a good credit score. The co-signer is liable for your rent if you fail to make a payment, giving the landlord a safety net.
7. Provide references and recommendations
A recommendation from your employer and previous landlords can help you obtain an apartment without credit. The references act as an assurance to the landlord that you are financially responsible and dependable, increasing your chances of getting approval with bad credit.
8. Sign for a short term lease
The landlord will be hesitant to give a tenant with no credit history a long contract. You can make the decision making easier for the landlord by proposing to sign a month-to-month lease agreement. The short term lease allows the landlord to test your ability and commitment without much commitment before deciding to give you a longer, yearly lease.
The 10 Best Apartments For Rent With No Credit Check Near Me
1. Anacostia Apartments 3600 Ely Place SE, Washington, DC
Highlights
- $1,200 rent
- $1,200 deposit
- No credit check
- No criminal check
- 2 bedrooms
- 1 bathroom
Anacostia Apartments 3600 Ely Place SE in Washington, DC 20019 is available on one year lease. There is no application fee, credit check, or criminal record, making it ideal for individuals with no or low credit rating.
However, you will need to pay a rent of $1,200 and a deposit of the same amount. The apartments are near a bus stop, light rail station, shopping venues, grocery shopping, hospital, and pharmacy. The available utilities include a central air conditioner, gas, high-speed internet, and cable ready. The apartment is within proximity to District of Columbia Public Schools.
- Contact: Tonya Bowman
- Phone: 202-584-2241
2. 711 56th PI NE Apartments – Washington, DC 20019
Highlights
- Income-based rent
- $1,200 rent
- $1,201 deposit
- Monthly lease
- $50 application fee per adult
- No credit check
The 711 56th PI NE Apartments in Washington, DC 20019 do not require a credit check, giving people with bad or no credit rating a chance to stay in the apartment. It has an income-based rent and you will need to pay a monthly lease of $1,200 and a deposit of $1,201. The apartment is a shared living facility comprising 1 bedroom and 1 bathroom.
However, the landlord undertakes a criminal check and you will need to pay a $50 application fee per adult. The utilities available include a central air conditioner, trash pickup, gas, high-speed internet ready, and cable ready. The appliances available include a counter-height microwave, dorm-style refrigerator, stacked washer, laundry room, mini blinds, and ceiling fans.
- Contact: Titilayo Sanni
- Phone: 202-200-5939
- Email: [email protected]
3. 5503 Nannie Helen Burroughs Ave NE, Washington, DC 20019
Highlights
- $1,299 deposit
- $1,299 rent
- No credit check
- No criminal check
- 800 sq. ft.
- 1 bedroom
- 1 bathroom
- Utilities included
If you are looking for an apartment with all utilities included that does not require a credit check, the 5503 Nannie Helen Burroughs Ave NE Apartments in Washington DC may be your next home. The landlord offers a one year lease, but you will need to make $1,299 rent and a deposit of $1,299.
The apartment features ceiling fans, hardwood floors, and adequate light for your comfort. The one-bedroom, the one-bathroom apartment offers 800 sq. ft. of space for your creativity. It has an application fee of $30 per adult, but the landlord only needs a government-issued ID to process your application. The available utilities include gas, electricity, sewer, heat, and trash pickup.
- Contact: Cheryl Johnson
- Phone: 202-718-3581
4. 2820 Pennsylvania Ave SE Apartments, Washington DC
Highlights
- $1,423 rent
- $1,423 deposit
- $30 application fee per adult
- Pet fee
- All utilities included
- 800 sq. ft.
- No credit check
- No criminal check
- 1 bedroom
- 1 bathroom
A credit check and a criminal check are not required at 2820 Pennsylvania Ave SE apartments in Washington DC, 20020. The apartments are spacious offering 800 sq. ft. of usable space. They are available on one year lease and are all utilities included. The apartments have a hardwood floor, ceiling fans, and adequate natural light for a comfortable living.
They are available at $1,423 per month and you will have to put in a deposit of $1,423. The included utilities are gas, electricity, trash pickup, sewer, and heat. You will pay an application fee of $30 per adult and a pet fee for tenants with pets.
- Contacts: Cheryl Johnson
- Phone: 202-718-3581
5. 901 SW 37th Avenue Apartments, Miami, FL
Highlights
- Income-based rent
- $850 – $950 monthly rent
- $850 deposit
- One year lease
- No credit check
- No criminal check
- No application fee
- 756 sq. ft.
- 2 bedrooms
- 1 bathroom
You can stay at 901 SW 37th Avenue apartments in Miami, Florida 33135 with no credit score or a criminal check on a one year lease. It is an income-restricted apartment that requires you to pay a monthly rent of $850 to $950 and a deposit of $850.
The apartments have a space of 756 sq. ft. and are within a close proximity to a bus stop, hospital, pharmacy, and shopping venues. The apartment features tile flooring, a balcony, standard height counters, and an onsite laundry room. The two bedrooms, one bathroom apartments have water, heating, and trash as included utilities.
- Contact: Esperanza Paz Rodriguez
- Phone: 561-394-2888
6. 1312 NE Miami Ct. Apartments, Miami, Florida
Highlights
- One year lease
- No credit check
- $100 application fee
- 500 sq. ft.
- All utilities included
- 1 bedroom
- 1 bathroom
You do not have to settle for apartments in far off locations due to your bad credit. The 1312 NE Miami Ct. apartment in Miami, Florida 33132 is two blocks west of Arsht Performing Arts Theater and does not require a credit check. It is available on a one year lease with a monthly rent of $895 to $995 and an equivalent deposit.
You will also have to pay a $100 application fee. The application process is not complicated. The landowner requires you to bring a driver’s license, the last two pay stubs, and a social security card. The available utilities include water, sewer, heating, cable ready, high-speed internet ready, and trash pickup.
- Contact: Randy Levine
- Phone: 303-528-7766
7. Edil Apartments 1554 NW 3rd Street APT 12, Miami, Florida
Highlights
- $1,050 monthly rent
- $1,050 deposit
- One year lease
- No application fee
- No credit check
- 1 bedroom
- 1 bathroom
Featuring a new elevator, balcony, patio, exercise room, washer, and dryer, the Edil Apartments 1554 NW 3rd Street Apartment 12 in Miami, Florida 33125, offers comfortable living with a straightforward renting process. You get a one year lease at $1,050 per month with no credit check, but you will need to put in a deposit of $1,050.
It does not have an application fee and features hardwood and tile flooring, lawn care, a fenced backyard, front porch, and bonus room. It further includes a microwave, freezer, laundry room, and garbage disposal appliances.
The utilities available include air conditioner, heating, water, sewer, cable ready, and trash pickup. The landlord requires you to bring a criminal background check, a driver’s license, rental history, and work history.
- Contact: Edilia Hernandez
- Phone: 305-828-2046
8. Buffalo Avenue Apartment 2Front, Chicago, Illinois
Highlights
- $875 monthly rent
- $350 negotiable deposit
- One year lease
- No application fee
- No credit check
- No criminal check
- 2 bedrooms
- 1 bathroom
Affordable, classy, and comfortable, the 8456 S Buffalo Avenue apartments in Chicago, Illinois 60617 offer spacious living with a straightforward renting process. They are available on a one-year lease and do not require a credit check or criminal check. It does not have an application fee and it is affordable.
You need to pay a monthly rent of $875 and a negotiable deposit of $350. The available utilities include water, sewer, and gas heating. The property owner requires you to bring a government ID, social security number (SSN), pay stub, and your rental payment history.
- Contacts: Beth Griffin
- Phone: 773-954-4637
9. 3640 W. Thomas Street Apartments, Chicago, Illinois 60651
Highlights
- $850 monthly payment
- $250 negotiable deposit
- One year lease
- All utilities included
- No application fee
- No credit check
- No criminal check
- 1,200 sq. ft.
If you are looking for spacious no credit check apartments for rent near me in Chicago with all utilities included, 3640W. Thomas Street could be your perfect home. The apartment is affordable only costing $850 per month and it has a low $250 negotiable deposit.
It does not have an application fee and it does not require a credit check or a criminal check. It is a two-bedroom apartment with 1 bathroom, offering 1,200 sq. ft space. The all-included utilities are central air conditioner, gas heating, water heater, cable ready, trash pickup, sewer, and high-speed internet ready.
- Contact: Frey Miller
- Phone: 773-961-4367
10. 1000 N. Lawndale Avenue Apartments, Chicago, Illinois
Highlights
- $850 monthly rent
- $250 negotiable deposit
- One year lease
- No application fee
- No credit check
- No criminal check
- All utilities included
- 2 bedrooms
- 1 bathroom
It is rare to find apartments that do not check credit near me with a low negotiable deposit, which makes the 1000 N. Lawndale Avenue Apartments in Chicago, Illinois 60651 a good option. The all-utilities included apartment is available on one year lease and does not require a credit check or a criminal check.
It does not have an application fee and has hardwood flooring. The available utilities include a central air conditioner, gas heating, gas water heater, high-speed internet ready, cable ready, water, and sewer.
- Contact: Frey Miller
- Phone: 773-961-4367
Frequently Asked Questions (FAQ)
Can I get approved for an apartment without credit?
Yes. Private landlords are willing to take a risk on individuals with bad credit. The apartments in this article do not need a credit check, allowing individuals without credit to rent without difficulties. However, most landlords who do not need a credit check require a deposit that is usually equivalent to a monthly payment.
What is the lowest credit score to rent an apartment?
You will find it easier to rent an apartment if you have a credit score of at least 620 as most property owners tend to prefer people with a higher credit score. However, that does not mean that you cannot rent an apartment if you have a bad or no credit score. Some private landlords are willing to rent apartments to individuals with no credit score as long as they can show proof of income.
How can I rent a place with bad credit?
It is not impossible to rent a place with bad credit. You only need to look for property owners who do not require a credit score to give you an apartment. However, you should be ready to put down a deposit and show proof of income.
How much are apartments near me 1 bedroom?
The rent amount for a one-bedroom apartment depends on several factors including space, utilities, and location. A property with a cared lawn and community amenities like a gym will likely cost more due to the added benefit. However, you can expect to find one-bedroom apartments that cost between $800 to $2,500 and more.
How much are 1 bedroom low-income apartments near me?
The one-bedroom low-income apartments are available at starting rent of about $800 to $1,500, depending on the location and available amenities.
Conclusion
It is not impossible to find apartments no credit check near me that do not require a credit and even a criminal check. However, you are likely to offer a deposit or accept a shorter lease to rent an apartment with no credit history.