How To Get Money Off Netspend Account Without Card

Among the finance tech services in the USA, Netspend offers a lot for its users. Besides sending money, you can use services like Netspend cards, mobile check deposits, and more. You can utilize Netspend both online and offline. Users can use the app, or even the Netspend card, which works anywhere Visa and Mastercard are accepted.

You can run into a situation where you need money but don’t have your Netspend card. Don’t worry; it happens. If you want to withdraw cash from Netspend without a card, there are solutions that will make your worries disappear. You can get cash from your Netspend account without using your debit Visa or MasterCard. If your previous card has been lost or stolen and you haven’t received a replacement, these tricks can be helpful. In this guide, I’ll cover some ways you can do this.

Is It Really Possible To Withdraw Money From My Netspend Account Without A Credit Card?

Yes, you can withdraw funds from Netspend without a credit card. It is only through the information that I will be sharing right now that you will be able to achieve this. You will also find other easy ways to obtain cash from Netspend without using your credit card.  

Way To Get Money Off The Netspend Account Without A Card

There is no doubt that obtaining money from a Netspend account is much easier with a debit card than without. Since prepaid cards are accepted by almost all ATMs and merchants that accept Visa and MasterCard, you can use them wherever Visa and MasterCard are accepted.

On the other hand, sometimes, you may not have your Netspend card with you. There may be a situation when you forget to carry the card, have lost it, or have been damaged, and you urgently need cash. Then there’s no need to worry; Netspend still offers at least seven ways for users to withdraw money from their accounts. They include:

1. Generate your NetSpend Virtual Account Number

Essentially, a Virtual Account number is a temporary account number that a user cannot use for further payments. The NetSpend Virtual Card offers you the option of making a purchase without having to disclose your credit card information. It is possible for users to generate Virtual Account numbers for specific payments. Users who do not wish to share their account information with the recipient should choose this option.

Using the Virtual Account number is convenient since you can cancel it after use or if you believe it may be compromised. As for physical cards, reporting a loss, ordering a replacement, and waiting for it is always tedious. 

Here’s how to get a Virtual Account:

  • Log in to Netspend on the app or website
  • Navigate to Netspend Account Center
  • Create a temporary Virtual Account number
  • Finally, using the Virtual Account Number feature, you can create a virtual account number.
  • You’ll need to choose your NetSpend prepaid card to link to the virtual card number.

2. Make a transfer to another Netspend account

Using the Netspend app on your phone or online account, you can transfer money to a friend or family member who’s also a Netspend user. Transferring funds or sending money to other Netspend account holders is an easy way to immediately get the cash you need. Your friend can then withdraw the funds from an ATM and hand them over to you after receiving them. Remember that you can only use this last method if you have a family member or friend available to assist you. So now, if you want to send money to someone else on Netspend, you’ll need:

  • The name of a friend or family member
  • The FlashPay ID that you can find in your Netspend account information.

Remember that, Netspend account holders can deposit money from any U.S. bank into their Netspend account, but not the other way around. 

3. Through Cash App

Well, it’s one of the quickest ways to get money off your Netspend account without a card. You can withdraw money from your NetSpend account without a card if you have a Cash App account. You can withdraw the funds from your NetSpend account using your cash app card by transferring them to your Cash App account.

Once you link your cash app account to NetSpend, you can withdraw money from NetSpend by using the cash app card. First, connect your NetSpend account to your cash app account and transfer the funds to your cash app account. It appears that you have taken money from your Netspend account without a card rather than using a cash app card. 

4. Connect account with PayPal

It is possible to send money directly from your bank account to Netspend, but it is impossible to send money from Netspend to a bank account. Alternatively, you can connect your Netspend account with PayPal. When you have a PayPal account, you can use NetSpend funds without the card. To use the NetSpend App, you need the routing and account numbers. To do this, you must first add your NetSpend account to PayPal and then transfer funds from NetSpend to PayPal. Setting up NetSpend to work with PayPal may take up to three business days since PayPal has to verify your account. PayPal lets you add your NetSpend card as a bank account. You’ll need the routing number and account number on the NetSpend card to connect the two accounts.

You will need to consider two things while transferring funds from Netspend to PayPal. 

  • Do not transfer a massive amount to your PayPal account to avoid any suspicious activities.
  • Wait a few days for PayPal to transfer money.

5. Get your cashback at Netspend Checkout / Register

Netspend users can get cashback on conditions from eligible retailers. You can use this method mainly at Walmart; other stores also facilitate this feature. By using Netspend, you can shop and then get cash back at self-checkout. Alternatively, you can go to any authorized register and ask for cashback.

Pay-as-you-go or monthly plans will charge you different transaction fees at different stores and registers. Although you’ll also need your physical Netspend card at many registered centres, Walmart’s Digital wallet feature might approve your cashback request. In addition, you can link your Walmart Pay account to Netspend.

6. Use Netspend With Venmo

Venmo allows Netspend users to link their cards and pay for their transactions without carrying the cards around. In Venmo, you can either add Netspend card details or connect it with your NetSpend account number and routing number. Since you don’t have the card or you don’t want it to be added, you can use the account number and routing number. Depending on your NetSpend card, this may or may not work, even if it is not a foolproof method.

7. Request a Check

You can also request a check from Netspend’s support team to withdraw money from your account. Generally, this method closes a statement when the user wants to stop using the service. However, you can also use it to withdraw money from your Netspend account. You need to get in touch with Netspend’s customer support team. In this guide, I will show you how to request a check from Netspend’s support team.

  • First, contact Netspend support. For users, Netspend offers a contact number: 1-866-387-7363.
  • You’ll have to ask for the ‘check’ from Netspend support at the given number. You might have to provide details about your Netspend account, so be prepared.
  • Finally, wait for the check once you’ve requested it. Your check might take a week to get to you.

How Do I Report A Lost Or Stolen Card?

Netspend has a toll-free number at 1-866-387-7363 for customer service if you cannot locate your Netspend card. You may also report it lost or stolen through their online account center. To do this, you must navigate the main menu and select the ‘My Account’ option. Then go to My Prepaid Cards’ and then ‘Report Lost/Stolen Card’. The website also allows you to order a new card.

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