With advancement of technology, digital payment platforms have gained a lot of popularity among different users world over. One of the leading peer-to-peer money transfer platforms is Venmo. With Venmo, you will be able to pay bills, send money to your friends and family, make purchases and so forth. As a result, users do not have to carry cash in bulk anytime they have gone for a night out or want to pay a number of bills at home. With this app on your mobile device, you will be good to go. Besides enabling you to conduct all the above-mentioned transactions, this app allows you to link it with your preferred bank so that you can transfer funds to your account with ease. Although you may have an easy time adding a bank to your account, other times, this might be a tall order for you. In this article, we shall take a closer look at why you may experience issue when adding a bank to Venmo account, alongside other related ideas.
Reasons Why You Cannot Add Bank Account To Venmo
To start with, the process of adding a bank account or card to Venmo is generally easy and straightforward. However, there are instances when this process might be a difficult for you. From using the wrong login details to having already linked the bank account to another Venmo account, there are a plethora of reasons that can lead to this problem. In the subsequent sections, we shall take a closer look at these reasons that could lead to this problem, alongside their possible solutions.
1. Using the incorrect login information
This is one of the common issue why you may not be able to add your bank account to Venmo as desired. Ideally, you should key in the right credentials for your account so that the whole process can be seamless.
To be on the safe side, ensure that you countercheck your account number before linking it with your Venmo account. Also, ensure that you are using the same name that is already associated with your bank account. Other details should also be the same as those attached to your bank.
In case you are using the instant verification method in order to link your bank account to Venmo account, ensure that you use the right username and password when logging in to your bank account online.
2. Your bank account is already linked to another Venmo account
Besides entering the incorrect credentials, linking a bank account that is already linked to another Venmo account can hinder you from adding your bank account successfully. Therefore, you should first establish if the bank account is linked to another Venmo account before you can link it to your Venmo account.
3. Venmo servers are down
Just like other money transfer apps, the servers of this app might have issues and thus might be down for maintenance. If this is the case, chances are that you will not be able to add your bank account to Venmo account as desired.
4. The servers of your bank are down
Sometimes, the servers of the Venmo app might be working optimally. However, those of your bank might have issues. In this regard, you will still experience problems anytime you try to add the bank account to Venmo account. If you are a victim of this circumstance, contact your bank’s customer care team and address this issue from that end.
5. You tried to add the bank account or card several times to no avail
Like we mentioned above, you may not be able to add the bank account successfully in case you enter the wrong details of your bank account. If this is repeated severally, your online bank might end up freezing temporary. This means that you will neither be able to add the bank to Venmo nor be able to log in to your account. In fact, you might have to wait for a couple of hours before you can make another trial.
6. You want to add a shared bank account
If you try to add a shared bank account to Venmo, be sure that you will not be able to link it successfully. This can be attributed to the fact that this feature might not be available for the shared bank account. Instead you can try to add another bank account that is not shared. Better still, you can try to add a debit card that is associated with the shared bank and see how it goes.
What You Should Do Incase Venmo Does Not Allow You To Add A Bank Account
In case you are facing a issue whenever you try to add a bank account to Venmo, here are a number of solution that might work magic for you. They include:
- Try using the manual verification method. This method is ideal if the instant verification method has failed to bear fruits.
- Check Venmo servers. To check the status of Venmo servers, you should visit the down director website and then check these details from that end. In case the servers are down, you might have to wait for a couple of hours before you can add your bank account.
- Update your Venmo app. The good news is that you can now update your Venmo app from either Google Play Store or App Store.
- Try to add your debit card and then bank account.
- Ensure that you clear Venmo app cache. By doing so, you will be able to fix other relate issues such as freezing, crashing and so forth.
- Try to add another debit or gift card or bank account
Reach out to the Venmo customer support team. Here, you can contact them online or contact them on phone by dialing 855-812-4430. Better still, you can contact them on their Twitter handle of from the Venmo app by going to Menu, then click ‘Get Help’, click ‘Contact Us’ and then tap on the ‘Chat with us’ option.